Which of the following is NOT a typical feature of Supplementary Payments in liability insurance?

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Supplementary Payments in liability insurance are designed to cover specific expenses incurred during the defense of a claim, in addition to the coverage limits of the policy. One key aspect of Supplementary Payments is that they usually include payment for legal fees, costs associated with litigation, and an array of other expenses such as bail bonds or interest on judgments.

Regarding punitive damages, these are intended to punish the insured for particularly egregious behavior and are not typically covered under standard liability policies. Most liability insurance policies exclude punitive damages from coverage because they do not relate to compensating the injured party but rather serve a punishment or deterrent purpose. Therefore, Supplementary Payments would not include provisions for punitive damages, making this choice correct within the context of what is generally covered under Supplementary Payments in liability insurance policies.

The other options, including payment for legal fees, payments above policy limits (for specific fees and expenses), and payments for bodily injury claims, are commonly included as part of the Supplementary Payments feature, aligning with the intent of supporting the insured during a claim process.

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