Which of the following is NOT included under real property?

Prepare for the New Mexico Property and Casualty Test with our interactive quiz. Utilize flashcards, multiple-choice questions, and detailed hints to enhance your study sessions and ensure exam success. Ace your exam with confidence!

Real property refers to land and anything permanently attached to it, such as buildings and other structures. The inclusion of residential homes, vacant land, and commercial buildings all fall squarely within the definition of real property because they are either land or structures that are permanently affixed to it.

Personal belongings, however, are not considered real property. Instead, they are classified as personal property, which includes movable items such as furniture, clothing, and vehicles. This distinction is crucial in property and casualty insurance, as coverage for real property differs from that of personal property. Understanding this classification helps clarify the types of insurance policies that may be applicable to different assets. Therefore, personal belongings stand out as the only category that does not belong under real property.

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