Which of the following best describes an independent agent?

An independent agent is defined by their ability to represent and sell insurance products from multiple insurance companies rather than being tied to a single insurer. This arrangement allows them to offer a variety of options to their clients, enabling them to find coverage that best fits individual needs and circumstances.

The flexibility of working with multiple insurers means that independent agents can compare different policies and price points, which can lead to better deals for clients. This role contrasts sharply with agents who are employed by or only sell for a single company, limiting the range of options they can provide to their customers.

By functioning independently from any particular insurance provider, independent agents can maintain a broader perspective on the industry, adapting to the needs of their clients and the ever-changing landscape of insurance products. This capability enhances their value in the marketplace.