Which coverage option typically protects against fire, theft, and vandalism?

Comprehensive coverage is an insurance option that provides protection against a variety of risks that can lead to loss or damage to a property. Specifically, it covers incidents such as fire, theft, and vandalism, making it a vital option for safeguarding personal property. This type of coverage is designed to address non-collision-related incidents, which means it covers events that are outside of your control and can result in significant loss.

In contrast, liability coverage primarily focuses on protecting against claims arising from injuries or damages you cause to others. Collision coverage, on the other hand, is specifically aimed at covering damages to your own vehicle resulting from a collision with another vehicle or object, rather than incidents like theft or vandalism. Basic coverage is often less comprehensive and may not include all the protections afforded by comprehensive coverage. Therefore, in this context, comprehensive coverage is the option that specifically addresses protection against fire, theft, and vandalism effectively.