What happens to coverage for newly acquired property after the initial coverage period ends?

In most property insurance policies, newly acquired property is usually covered for a limited time after being added to the policy. This initial coverage period is often specified in the policy documents and provides temporary protection for that property. After this coverage period ends, the newly acquired property no longer maintains coverage under the original policy unless specific actions are taken.

Option D is correct because, after the initial coverage period expires, the policy typically does not extend coverage automatically. Insured parties often need to either add the new property to their policy formally or ensure adequate coverage is continuously in place. If they do not take these steps, the property will indeed be left without policy protection.

The other options do not accurately reflect the usual terms of property insurance. Coverage does not typically continue indefinitely, and without appropriate arrangements, it will not cancel immediately or simply require additional premium payment as a default; formal inclusion in the policy is necessary for ongoing coverage.